Fixed Payment Sites : Distributing cash assistance to beneficiaries in urban areas using AMB's money transfer system through the bank’s network of authorized agents Mobile Payment Teams: Distributing cash assistance to beneficiaries in remote areas or to beneficiaries’ homes using AMB’s money transfer application via mobile payment teams Electronic Transfers: Depositing cash assistance into the beneficiaries’ bank or electronic accounts ( Mobile Money App ) , and they can withdraw the funds through the bank’s network of branches and authorized agent