–Launching the Eve product for women's economic empowerment. Targeting more than 7,700 beneficiaries of economic empowerment and energy access projects
- Equipping (3) new branches and sites in Aden, Marib, and the call center.
- Signing the agreement of your future project with Silatech organization to establish the electronic training and financial inclusion platform.
- The bank maintains the highest market share in the microfinance sector at 42%
- Developing a new version of the Peace wallet using a modern and advanced programming language (Apex).
- Continuing projects to support youth and women affected by the war (social dimension)
- Equipping the customer relations department and the call center and equipping it with the latest equipment and technologies.
- Signing 3 partnership agreements to develop the bank's services, secure the loan portfolio, and activate the agreement signed with the World Food Program (WFP) to implement social transfer projects. - The Executive Director General received the professional title "Certified Expert" from the Regional Network for Social Responsibility. - The bank received three awards:
The Large Enterprise of the Year Award
Environmental-Finance.com
The Innovation Award in Electronic Banking Services from The Banker
The Best Bank for Financing Small and Micro Enterprises Award from Global Business
Outlook
- Launching the educational hope product and signing agreements with 12 Yemeni universities to finance students.
- Developing the good loan product by signing an agreement with more than 200 suppliers in 9 governorates.
- Linking with the launch of the small contractors' letters of guarantee product 12 e-commerce applications to implement payment operations for goods and services via the Pace service.
- Launching the foreign transfer service via Western Union.
- Moving the General Administration to the new location and launching work on the updated website of the main branch.
- Signing the fifth batch agreement for the emergency project to access energy in Yemen with UNOPS.
- Signing an agreement with the Pragma organization to develop the hope product invoices and tool (CAP model).
- Extending the compensation project agreement in cooperation with FD for the year 2021-2022.
- Signing a new agreement with the Financing Guarantee Program for the year 2021-2022.
The bank received four awards:
1. The Best Innovative Product Award for the year 2021 from the International Development Association (IFC)
2. The Best Bank for Women Entrepreneurs Award from the International Development Association (IFC)
3. The Best Financial Inclusion Payments Initiative Award, sponsored by Master Card
4. An award in the category of the most innovative solution for financial payments via mobile phone
– Launching the letter of guarantee product and starting to provide this service to the public in all the bank’s branches.
- The Regional Network for Social Responsibility in the Arab World and the Middle East announces the name of Mr. Mohamed Saleh Al-Lai, Executive Director of Al-Amal Microfinance Bank - among the 100 influential Arab personalities for the year 2020 in the field of social responsibility - the category of professionals.
- Updating the bank’s organizational structure to include the establishment of the cash management and electronic services, the reorganization of the banking services department, in addition to the establishment of the branches and service points department within the structure.
- Establishing a new bank branch in Amran Governorate.
- Equipping the general administration building in accordance with the latest standards in the banking business environment.
- Signing and extending several agreements with donors.
- The bank’s access to more than 66 thousand electronic accounts in the PYES application.
- The bank has provided more than 10.5 million and a half social transfers, amounting to 97.2 billion Yemeni riyals. For 2.6 million beneficiaries, a growth rate of 6% over the expenditure during the same period in 2019.
- The number of women beneficiaries of the funds disbursed to women in the year 2020 AD amounted to 6,377, with an amount of 233.4 million riyals.
- The number of beneficiaries of the funds disbursed to males in the year 2020 AD amounted to 41,490 beneficiaries, with an amount of 1.2 billion riyals.
Launching the Emergency Energy Access Project in Yemen with funding from UNOPS
- The Bank received four awards:
1. Financial Services Innovation Award from the London Financial Services Forum
2. Innovators Award 2020 - Global Finance Magazine, New York
3. Best Islamic Bank in Yemen Award - The Banker
4. Best Microfinance Product Award in Asia - Asian Banking and Finance Magazine
- Hit a record of 135,880 savers.
- Had a saving portfolio amounting up to YER 13,6 Billion.
- Distributed 3.4 million transfers under social transfer projects to the amount of YER92 billion, which increased by 7.6% from 2018.
- Implemented UNICEF-funded Emergency Teachers Incentive (ETI) on PYes, thereby distributing entitlements to more than 35,000 teachers.
- Launched checkbook service for legal entities, thus enabling partners to carry out transactions on accounts with AMB.
- Launched E-finance as part of E-Money (PYes), which is considered to be the first digital credit portfolio.
- Launched Al-Amal Web, which enable international and local partner organizations to manage their own accounts online.
- Connected internal transfers to some agent networks on PYes application.
Launching the check issuance service and launching the foreign transfer service through SHIFT Company
- Distributing the highest percentage of profits on customer savings in the Yemeni banking sector
- Establishing the Financial Analysis and Regulatory Reports Department
- Increasing the number of employees to 221 employees and the number of contractors to 1722 contractors
- Signing 19 agreements to provide social transfer services with 14 international organizations and 4 local organizations
- Obtaining second place as the best innovation in financial inclusion in the Arab world 2019
- Launching the electronic financing product, as the first financing product of its kind in Yemen.
- The volume of transactions carried out on E-Money exceeded YER 1.8 billion.
- Signed agreements for implementation of social cash transfers with three UN agencies: WFP, UNDP and FAO.
- Restructured the Operation Department and established an independent department for loan and banking services.
Launching the agricultural financing product and the alternative energy financing product
- Launching the project to support youth entrepreneurship and financial inclusion with funding from the European Union and Silatech
- Starting the partnership with the Social Fund for Development’s Financing Guarantee Program with a guarantee of 91 million financing
- Establishing the Banking Services Department, the Financing Department, the Marketing and Business Development Department, Restructuring the Information Systems Department, the International Partnerships Department, and the Risk Management Department
- Increased non-financial services provided by Reyadah.
- Launched the SWIFT service for execution of external transfers for trade purposes via AMB account with correspondent banks.
- Attained a 289% growth rate in the saving portfolio amounting to YER 5.9 billion.
- The year 2017 saw quantum leap for AMB in social transfer projects when the Bank hit a record of 1.5 million transfers worth YER 26 billion.
- Implemented WB-and UNICEF-funded ECTP, which is the largest social transfer project in Yemen, as well as one of the largest social transfer projects worldwide. The project made a huge difference in AMB history.
- Established network connectivity to all payment sites on Cloud application, thus enabling them to work as one network and carry out real-time payment to all sites.
- Launched E-Money Service (PYes) as part of local and international orientations to provide banking services on cell phone.
- Opened AMB accounts with external correspondent banks.
- Partnered with local banks and currency exchange firms for implementation of social cash transfers and liquidity management.
- Launched ARF to cover risk posed to the Bank and reduce the impact of the conflict on clients.
Completion of the technical support project from the Sanad Organization to develop human resources and training policies, customer relationship management system and enhance investment readiness
- The bank received technical support to establish risk management from the MEDA Organization
- Establishment of the Sharia Supervision Department
- Expanded mechanisms for implementation of social transfer projects via agents, outreach payment teams and merchants.
- Started introducing a fingerprint reader mechanism for identity verification of social transfer project beneficiaries in the UNICEF-funded Emergency Cash Transfer Project (ECTP) in partnership with UNICEF.
- Launched ID card printing service for beneficiaries of social transfer projects funded by SFD and UNICEF.
- Carried out Women Economic Empowerment Project (WEEP) in partnership with Care International and Reyadah.
- Carried out GIZ-funded Youth Employability Improvement Project (YEIP) via Reyadah, thereby creating 55 job opportunities for young people enrolled in the program.
The bank maintained its market share of 39% in the microfinance sector.
- The number of disbursed financing decreased by 73% due to the war.
- The value of social transfers distributed increased by 75% due to the expansion of humanitarian relief activities
- Developed marketing identity for social transfers and established its development strategy from technical and marketing perspective.
- Developed outreach payment system (Android-enabled tablet) on cell phone as a technical step towards development of social transfers.
- Carried out the first UNICEF-funded cash assistance project in Sana’a and Taiz governorates, targeting Vulnerable (Muhammasheen) communities, which are home to most vulnerable households affected by the conflict.
[1:47 م، 2024/11/10] ابن عبيد:
Windows تنشيط
[1:49 م، 2024/11/10] ابن عبيد: - Distributing the highest percentage of profits on customer savings and deposits in the Yemeni banking sector. The bank participated in 6 local and international events and conferences on financial inclusion and small business development.
- Choosing the bank as one of the top ten banks in the world to work during crises.
- Obtaining the award for the second best financial institution in financial inclusion for youth and children.
- Obtaining the Sanabel - GIZ award in innovative ways to enhance women's access to financial services
- Issued “Yemen Microfinance: A future Vision”, prepared by Mohammed Al-Lai, Chief Executive Officer of the Bank, as a roadmap towards development of the microfinance sector to be an effective tool for fighting poverty and unemployment in Yemen.
- Expanded delivery of external transfers via MoneyGram, making use of AMB branches and agents countrywide.
- Carried out a project entitled “Financial Inclusion of Vulnerable (Muhammasheen) Communities” in Taiz Governorate in partnership with UNICEF and SWF. The project targeted 35 thousand Vulnerable (Muhammasheen) households in Taiz Governorate with quality activities and opened saving accounts for them.
- Implemented 77 training programs for nearly 2,000 trainees in Reyadah.
- Established Al-Amal Entrepreneurship Club in partnership with Al-Asmakh Charitable Foundation.
The Bank joined the Union of Arab Banks as the first microfinance bank to join the Union
* Exploratory visits by the Bank's leadership to microfinance banks in Kenya, Pakistan and Cambodia.
* Holding a celebration for the Bank on the occasion of the passage of 5 years of leadership and reaching 100 thousand financing
* The Bank received the International Leadership Award in targeting youth from the Child and Youth Finance International (CYFI)
* The Bank received the award for the best Yemeni bank in replacing and localizing labor
- Inaugurated Reyadah in partnership with AGFUND and Buqshan Group with the aim of realizing integration of financial and non-financial services the Bank provides to youth and entrepreneurs.
- Launched “Mobile Banking” which is used for provision of AMB services in rural areas.
_ The bank's market share reached 36% of the microfinance market in Yemen
_ Launching the Al Amal Mobile service as an electronic banking service via mobile phone
_ The number of branches increased to 19 branches and the number of employees reached 218 employees
_ Establishing the Regional Administration to organize the mechanism of expansion and supervision of the bank's branches
_ Signing several agreements with the Economic Opportunities Fund, CAC Bank, the Manpower Employment Fund in the Capital Secretariat, Al-Asmakh Foundation, and Kifa. You received a visit from the European Union to the bank
_ The bank received the 2013 Practitioner of the Year Award from the Yemen Microfinance Network
- Launched the currency exchange product, swapping local currency for foreign currencies and vice versa.
- Launched the internal transfer product, which is provided via 18 AMB branches in 8 Yemeni governorates.
- Launched external transfer product via MoneyGram, which is widely spread in more than 194 countries worldwide.
- 'iitlaq muntaj alsaraafat litaqdim khidmat aistibdal aleumlat almahaliyat wal'ajnabiati. - 'iitlaq muntij alhawalat aldaakhiliat eabr shabakat furue albank alati wasalat 'iilaa 18 fare fi 8 muhafazat yamania - 'iitlaq muntij alhawalat alkharijiat eabr sharikat muni jiram Money Gram almuntashirat fi 'akthar min 194 dawlat hawl alealam . - 'iitlaq alllwjw aljadid, watahdith alhuiat albasariat lilbinki. aitilaq muntij altahwilat alaijtimaeiat ka'awal khidmat maliat li'iisal almusaeadat al'ansania - 'iitlaq muntij altamwil alsaghir - aliaistihwadh ealaa nisbat 37 min suq altamwil al'asghar fi alyaman - artifae eadad alfurue 'iilaa 18 fare - wusul eadad almuazafin alaa 186 muazaf - aintikhab almudir aleami altanfidhii // muhamad allaaei katayib lirayiys majlis 'iidarat shabaka sanabil liltamwil al'asghar - 'iieadat aintikhab almudir aleami altanfidhii // muhamad allaaey karayiys limajlis 'iidarat shabaka alyaman liltawil al'asghar - alhusul ealaa jayizat afdil muasasat tamwil aisghar fi alyaman min majalat The New al'iinjiliziat Economy - alhusul ealaa jayizat jaramayn jamil lilnumui almustadam lileam 2012m - 'iitlaq muntij altahwilat alaijtimaeiit ka'awal khadamt tahwila min naweihia tasaeid fi 'iisal altahwilat almalit 'iilaa manatiq tawajud almustafidin fi alrayf walhadr eabr firaq alsarf almutanaqilat watawzie 17,385 hiwalatan biqimat 477 maliwn rial lilmustafidiin min masharie al'ashghial kathifit aleamalat altaabieat lilsanaduq alaijtimaeii liltanmia . - husul albank ealaa minhat min mubadarat alshirakat mae alsharq al'awsat MEPI litasis muasasat al'amal liltadrib wariadat al'aemali.
- Launching the internal transfer product through the bank's branch network, which reached 18 branches in 8 Yemeni governorates.
- Acquiring 37% of the microfinance market in Yemen
- Increasing the number of branches to 18
- Reaching the number of employees to 186
- Election of the Executive General Manager // Mohammed Al-Lai Kataib as Chairman of the Board of Directors of the Sanabel Microfinance Network
- Re-election of the Executive General Manager // Mohammed Al-Lai as Chairman of the Board of Directors of the Yemen Microfinance Network
- Receiving the Best Microfinance Institution in Yemen Award from The New
Economy magazine
- Receiving the Grameen Jameel Award for Sustainable Growth for the year 2012
- Launching the social transfer product as the first transfer service of its kind that helps deliver financial transfers to areas where beneficiaries are located in rural and urban areas through mobile disbursement teams and distributing 17,385 transfers worth 477 million riyals to beneficiaries of labor-intensive works projects affiliated with the Social Fund for Development.
- The bank received a grant from the Middle East Partnership Initiative (MEPI) to establish the Hope Foundation for Training and Entrepreneurship.
- Launched the social cash transfer product as the first service of its kind in the delivery of cash transfers to rural and urban areas where target beneficiaries live through outreach payment teams. Under this product, the Bank distributed 17,385 transfers worth YER 477 million to beneficiaries of SFD-run labor-intensive work projects.
- Obtained grant from MEPI to establish Al-Amal Foundation for Training & Entrepreneurship, known as Reyadah.
Launched the current account product as the first saving product offered to microfinance clients in the Arab Region. Through this product, they can financial payment orders to pay financial obligations.
– مواجهة أزمة 2011 من خلال خطة طوارئ مبنية وفق مبدأ Value At Risk - VAR ارتفاع الحصة السوقية للبنك إلى 25% رغم ظروف الأزمة إطلاق منتج التأجير المنتهي بالتمليك ومنتج الحسابات الجارية تدشين مشروع التخرج من الفقر بالشراكة مع صندوق الرعاية الاجتماعية ارتفاع عدد الفروع إلى 13 فرعاً – – وصول عدد الموظفين الى 135 موظف www.alamalbank.com إطلاق موقع الويب الخاص بالبنك
– إطلاق الموقع الداخلي كإرشيف الكتروني للأدلة والسياسات والقرارات والتعاميم الداخلية عقد شراكة استراتيجية مع منظمة KIVA لتمويل أنشطة العملاء –– حصول البنك على جائزتين في مجال الابداع والابتكار في الخدمات المالية من Hanson Wade CS Group
- muajahat 'azmat 2011 min khilal khutat tawari mabniat wifq mabda Value Ar Risk - VAR airtifae alhisat alsuwqiat lilbank 'iilaa 25% raghm zuruf al'azmat 'iitlaq muntij altaajir almuntahi bialtamlik wamuntij alhisabat aljariat tadshin mashrue altakharuj min alfaqr bialshirakat mae sunduq alrieayat alaijtimaeiat airtifae eadad alfurue 'iilaa 13 freaan - - wusul eadad almuazafin alaa 135 muazaf www.alamalbank.com 'iitlaq mawqie alwib alkhasi bialbank - 'iitlaq almawqie aldaakhilii ka'iirshif alkitrunii lil'adilat walsiyasat walqararat waltaeamim aldaakhiliat eaqd shirakat astiratijiat mae munazamat KIVA litamwil 'anshitat aleumala' -- husul albank ealaa jayizatayn fi majal alaibidae walaibtikar fi alkhadamat almaliat min Hanson Wade CS Group
عرض المزيد من المحتوى
597 / 5,000
– Confronting the 2011 crisis through an emergency plan based on the Value Ar Risk - VAR principle. The bank’s market share increased to 25% despite the crisis conditions. Launching the leasing product and the current account product. Launching the graduation from poverty project in partnership with the Social Welfare Fund. Increasing the number of branches to 13 branches. – – The number of employees reached 135 employees www.alamalbank.com. Launching the bank’s website. – Launching the internal website as an electronic archive for internal manuals, policies, decisions and circulars. Concluding a strategic partnership with KIVA to finance customer activities. – – The bank received two awards in the field of creativity and innovation in financial services from Hanson Wade CS Group
- Launched investment funds as the first product of its kind in the microfinance industry, which targets businessmen with social responsibility.
- Joined the Deposit Insurance Corporation, which guarantee deposits of bank customers up to YER 2 million. Accordingly, 99% of AMB clients have their deposits guaranteed.
husul albank ealaa 3 jawayiz duliat : - jayizat tahadiyat altamwil al'asghar al'iislamii - CGAP . - jayizat alaibtikar walabidae fi almuntajat - jaramayn jamil - alshahadat alfidiyat fi alshafaafiat - MIX ) aikhtiar albank kathani 'afdal tajribat fi alealam lidaem alshabab
The bank has received 3 international awards:
- Islamic Microfinance Challenges Award - CGAP.
- Product Innovation and Creativity Award - Grameen Jameel
- Silver Certificate in Transparency - MIX) The bank was chosen as the second best experience in the world to support youth
- Was declared the first Microfinance Bank in the Arab Region providing voluntary saving products to the poor according to recognized banking standards.
- Developed a variety of saving products targeting different community groups, including children and youth.
- Adopted the concept of “Financing the Poor from the Poor” by means of using clients’ savings to fund the loan portfolio by 20.5%.
- Holding the first meeting of the Board of Directors and approving the 2009-2013 strategy
- Opening 5 branches (Tahrir + Shu'ub + Shamilah + Taiz + Ibb)
- The number of employees reached 92 employees, 31% of whom are women. The international cooperation process began through a visit by 11 delegations from international and UN organizations.
- Signing 5 agreements with international organizations to provide technical support to enhance its institutional building. Obtaining the silver classification award in the field of gender from the MIX International Information Exchange Market
- First disbursement of funds.
- The opening of the first bank branch - Baghdad branch - Amanat Al Asimah.
- Electing Mr. Omar Abdul Rahman Bagrash as the first chairman of the bank’s board of directors, and appointing an executive director for the bank – Mohammed Saleh Al-Lai.
- Preparing the first strategic plan for five years 2009-2013.
A presidential decree was issued by Law No. 23 of 2002 establishing Al-Amal Bank.