Free Financing (Without Murabaha).
Requesting a loan and/or renewal of a loan on cellphone with no need to go to AMB Head Office or branches.
Bank’s Clients do not bear any commission or fees, and the bank's commission is taken from the telecommunications companies.
Installment payment process will be after 3 months and in case the client pay back that installment before the required period of re-payment, he could get the advantage of using his / her balance frequently.
Clients in rural areas can obtain loans without the need of bank field follow up.
It enables the client to obtain new loans in parallel to his existing ones.
It enables the client to provide bill payment services as a new business within his commercial activity.
It provides a typical solution to cope with the cash liquidity shortage.

- To be of Yemeni nationality, male or female
- Possess a valid identity document
- Age should not be more than 60 years
- Good credit reputation.
- Providing the necessary guarantees
- Financing does not conflict with Islamic law.